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Research paper on recent trends in banking

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From: Barre J.
Category: history write
Added: 18.04.2021
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Recent Trend and Development of Banking System in India

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IoT in Banking & Financial Services: Retail Bank Use Cases

Subscriber Account active since. Digitalization is changing how people interact and do business on a day-to-day basis, and advancements in banking technology are continuing to influence the future of financial services around the world. An increasing demand for a digital banking experience from millennials and Gen Zers is transforming how the entire banking industry operates. From retail and mobile banking , to neobank startups , technology has its hand in seemingly every aspect of the banking industry; and, the influence of technology will continue to launch banking into a digitized future. Retail banking, also known as consumer banking, refers to the specific services banks can offer to consumers—such as savings and checking accounts , credit and debit cards, and loans. Consumers' growing desire to access financial services from digital channels has led to a surge in new banking technologies that are reconceptualizing the entire retail banking market. Technology geared toward improving retail banks' operational efficiency is positively impacting the market.
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Essay: Literature review: Banking systems and technology

In , many banks have already introduced and are operating their open, unified solutions and many more are likely to follow. Consequently, this will facilitate the creation of a well-connected financial and non-financial ecosystem of multiple, interconnected services and service providers. UPI also promises to enable payment service platforms to enhance their products and offerings without being bound by account relationships. Customers today desire maximum flexibility, which unified interoperable interface guarantees, allowing for innovation among service providers to drive improved customer experiences. Cloud technology Cloud computing is the one technology that supports many other disruptive technologies such as Big Data, artificial intelligence AI , blockchain, IoT.
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The Indian banking system has undergone significant transformation following financial sector reforms. It is adopting international best practices with a vision to strengthen the banking sector. The NPAs growth.
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